About the Card

The Coopera Visa Prepaid Reloadable Card, also known as the Coopera Card offers the convenience of a credit card, without the debt. Because it’s prepaid, the money you put on the card is the limit for how much you can spend. This makes managing your money easy!

No credit check or account with a financial institution is necessary to obtain your Coopera Card. You also do not need a Social Security Number or Individual Taxpayer Identification Number (ITIN).

How to Use

Your Coopera Card works just like a normal debit card, except that it is linked to your Coopera Prepaid Reloadable account instead of a checking account with a financial institution.

Make Everyday Purchases

User your Coopera Card to make purchases at any location that accepts Visa debit cards. Shop online, from catalogs, restaurants, retail stores and more! You can reload the card at any time to increase your balance and use it again and again. You will not be charged overdraft or interest fees because you can only spend the amount you load onto your card.

Gain Access to ATMs

Your card has a PIN associated with it for debit purchases and that allows you to withdraw cash from an ATM. User our ATM locator to find an ATM near you or learn more about how your card can interact with ATMs.

Where to Use

Your card can be used wherever Visa debit cards are accepted, including:

  • Merchants that accept Visa debit cards

  • Online for purchases and bill payments

  • Financial institutions that accept Visa debit cards to make cash withdrawals

  • Any ATM that accepts Visa debit cards

Since your money is loaded into a Visa-protected account, the Coopera Card is safer than cash. And it's not tied to a checking or savings account, which means those accounts would not be compromised if your Coopera Card were to get lost or stolen.

Using your card in place of cash is perfect for travel, special purchases, budgeting, everyday expenses and more.