Fees
Fee Schedule
Maintenance
Account Maintenance: A monthly maintenance fee of $5.95 kicks in after activation.
Loading Money and Making Transfers
Loading Cash & ACH Transfers: FREE
There is no fee for loading your Coopera Card. You can load it at either the financial institution where you obtained your card, through direct deposit of your wages, online or at a Visa ReadyLink1 merchant.
Account To Account Transfer: FREE
No cost to transfer money from your Coopera Prepaid Reloadable Visa Card to another Coopera Prepaid Reloadable Visa Card.
ATM Use
ATM Withdrawal U.S.2: $1.00 per transaction
One FREE U.S. ATM withdrawal per calendar month.
ATM Balance Inquiry in U.S.2: $1.00 per transaction
ATM Decline in U.S.2: $1.50 per transaction
Assessed if decline reason is "insufficient funds" and/or "expired card".
International Activity
ATM Withdrawal International2: $2.00 per transaction
ATM Balance Inquiry International2: $1.00 per transaction
ATM Decline International2: $5.00 per transaction
Assessed if decline reason is "insufficient funds" and/or "expired card".
Currency Exchange Processing Fee3: 1% of the transaction amount
Additional Cards
Lost/Stolen Card Replacement: $15.00 per Replacement
Secondary Card: $10.00 per card
Two cards can access the same account by adding a secondary card.
Rush Card Processing Fee: $25.00 per incident
Customer Service
Phone Inquiry - Operator Assisted: $1.50 per inquiry
Phone Inquiry - Automated: FREE
Online Activity
All online transactions (excluding PIN changes and unloads) are FREE online.
Additional Charges
Cash Advance: $2.00 per transaction
Receive cash through any financial institution.
Unload Value: $10.00 per transaction
Unloading money from your card online.
Paper Statement: $1.00 per statement
PIN Change: $0.25 per change
1 The merchant may charge an additional fee for this service. Any fee charged by the merchant on a ReadyLink load is an independent fee assessed by the merchant only.
2 Some financial institutions or ATM operators my assess a surcharge when using their ATMs for any purpose.
3 Fee charged when transaction is made outside of the U.S.
